NOTICE
We are currently making changes to our website. You will notice that the url under the address bar now states myfreeholdbank.com. This will be the new web address going forward to access our site. All previous web addresses that you may have saved as your favorites will automatically direct you to our site. In the near future you will see a more dynamic website with more enhanced features.
Branch Banking Update
To support the efforts provided by the public health authorities and to flattening the curve of the spread of COVID-19, Freehold Bank branches will be temporarily eliminating lobby services effective, Wednesday, March 18, 2020 until further notice. All drive-thru’s will operate with normal banking hours and clients may conduct all banking transactions there. Clients who need lobby dependent services may contact the branch directly to discuss alternatives.
COVID-19: A message to our customers
At Freehold Bank, the health and well-being of our customers, associates, and communities is our top priority. We understand the concern and uncertainty you may be experiencing surrounding the coronavirus (COVID-19) and are committed to being responsive to the needs of our customers and associates as the situation evolves.
Due to circumstances beyond our control, Freehold Bank would like all customers to use the Drive-Up lanes to conduct their daily banking business. We strongly encourage you to use Freehold Bank’s online and mobile tools and other resources for self-service banking and 24/7 account access. You can access your account online or by using the Freehold Bank’s mobile application for your convenience. From there, you can make payments, view transactions, and check balances. It’s easier and faster (in most cases) to manage your account digitally, especially given call wait times may be longer than usual.
If you haven’t enrolled in online access, it only takes a few minutes. Visit www.myfreeholdbank.com
We also understand that there may be instances where customers find themselves facing financial difficulties. Freehold Bank is here to help and we encourage customers who may be impacted to reach out to discuss how we might be of assistance.
Should you find yourself in need of assistance, please contact us at 732-462-6700.
As always, the health, safety and well-being of our customers, our associates and our communities is of paramount concern. We continue to monitor this quickly evolving situation and are here to assist our customers as needed.
For additional information about COVID-19, visit the Centers for Disease Control and Prevention at cdc.gov.
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Commercial Real Estate Loans
For details contact Kevin Hunt, Chief Lending Officer.
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GREAT MORTGAGE RATES! CONVENTIONAL MORTGAGES 10 YEAR 2.49% Rate - APR 2.55% $9.42 per thousand 15 YEAR 2.75% Rate - APR 2.79% $6.79 per thousand 20 YEAR 2.99% Rate - APR 3.03% $5.54 per thousand 30 YEAR 3.25% Rate - APR 3.28% $4.36 per thousand Check our Current Rate page for further details. ==================================================================== NO CLOSING COST FIRST LIEN HOME EQUITY LOAN FIXED RATE
5 YEAR 2.50% Rate - APR 2.50% $17.75 per thousand 10 YEAR 2.75% Rate - APR 2.75% $9.55 per thousand 15 YEAR 3.00% Rate - APR 3.00% $6.91 per thousand 20 YEAR 3.50% Rate - APR 3.50% $5.80 per thousand 30 Year 3.50% Rate - APR 3.50% $4.49 per thousand
Check our Current Rate page for further details. ==================================================================== HOME EQUITY LINE OF CREDIT An open-ended revolving line of credit can be used for any purpose including home improvements, college tuition, - Prime minus .25% for the life of the loan* *The Annual Percentage Rate (APR) for this Home Equity Line of Credit is variable based on the highest domestic prime rate published in the Wall Street Journal. The Prime Rate as of March 16, 2020 is 3.25%. Call for current rates. Minimum line amount is $10,000.00. Maximum line amount is $500,000.00. LTV not to exceed 80% of the appraised value if a First Lien Mortgage or Freehold Savings Bank has the first mortgage. LTV not to exceed 70% of the appraised value for Second Lien Mortgage. 1 to 4 family owner occupied primary residences only. Consult a tax advisor regarding the tax deductibility of interest. Minimum possible APR is 3%. Maximum possible APR is 18%. Property insurance is required which includes, as required, flood insurance. New lines only. Eligibility requirements, terms, conditions and exclusions apply. The Home Equity Line of Credit account is payable in full upon maturity in a single Balloon payment. *In order to qualify for the Prime minus .25% rate, auto debit from FSB account is required. All rates are subject to change without notice. We offer loans in Monmouth, Ocean, Mercer and Middlesex Counties. To get started with your application choose the home financing that is right for you and click the links below. |
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