NOTICE
We are currently making changes to our website. You will notice that the url under the address bar now states myfreeholdbank.com. This will be the new web address going forward to access our site. All previous web addresses that you may have saved as your favorites will automatically direct you to our site. In the near future you will see a more dynamic website with more enhanced features.
Special Rate!!!
1.75% APY 13 Month CD
Annual Percentage Yield (APY) listed is available as of February 25, 2020 for money not currently on deposit at Freehold Savings Bank. APY assumes that principal and interest will remain on deposit at the same rate until maturity. Minimum deposit to open certificate and obtain stated APY is $1,000.00. Interest Rate and terms are subject to change without prior notice. A penalty will be assessed for early withdrawal and could reduce earning on this account.
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Commercial Real Estate Loans
For details contact Kevin Hunt, Chief Lending Officer.
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GREAT MORTGAGE RATES! CONVENTIONAL MORTGAGES 10 YEAR 2.75% Rate - APR 2.81% $9.54 per thousand 15 YEAR 2.99% Rate - APR 3.04% $6.90 per thousand 20 YEAR 3.25% Rate - APR 3.29% $5.67 per thousand 30 YEAR 3.49% Rate - APR 3.53% $4.48 per thousand Check our Current Rate page for further details.
FIRST LIEN HOME EQUITY LOAN FIXED RATE
5 YEAR 2.99% Rate - APR 2.99% $17.96 per thousand 10 YEAR 3.25% Rate - APR 3.25% $9.77 per thousand 15 YEAR 3.49% Rate - APR 3.49% $7.14 per thousand Check our Current Rate page for further details.
HOME EQUITY LINE OF CREDIT An open-ended revolving line of credit can be used for any purpose including home improvements, college tuition, - Prime minus .75% for the life of the loan* *The Annual Percentage Rate (APR) for this Home Equity Line of Credit is variable based on the highest domestic prime rate published in the Wall Street Journal. The Prime Rate as of October 31, 2019 is 4.75%. Call for current rates. Minimum line amount is $10,000.00. Maximum line amount is $500,000.00. LTV not to exceed 80% of the appraised value if a First Lien Mortgage or Freehold Savings Bank has the first mortgage. LTV not to exceed 70% of the appraised value for Second Lien Mortgage. 1 to 4 family owner occupied primary residences only. Consult a tax advisor regarding the tax deductibility of interest. Maximum possible APR is 18%. Property insurance is required which includes, as required, flood insurance. New lines only. Eligibility requirements, terms, conditions and exclusions apply. The Home Equity Line of Credit account is payable in full upon maturity in a single Balloon payment. *In order to qualify for the Prime minus .75% rate, auto debit from FSB account is required. All rates are subject to change without notice. We offer loans in Monmouth, Ocean, Mercer and Middlesex Counties. To get started with your application choose the home financing that is right for you and click the links below. |
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